H&M
8% cashback
Clothing
Get 8% cashback on your seasonal wardrobe staples at H&M.
We have some of the best cashback deals on 200+ brands
Over 200 of the best cashback deals
How to claim
1
Download Gains free
2
Find H&M in offers
3
Tap ‘Get Cashback’
4
Shop & earn cashback
Join the Waitlist
Be the first to know when we launch and be entered into a draw to have your shopping paid for a year!
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Cashback terms and exclusions
The H&M Gift Card is the ideal present for any occasion. A gift that lets loved ones select their desired piece from our curated collection.
Our gift cards are available both in stores and online.
Essential info
Go shopping: Use your gift card in the country of purchase, either online or at any H&M and H&M HOME store.
Flexible payments: Enjoy the convenience of full or partial payments using your H&M Gift Card.
Balance transparency: Your remaining balance will be displayed on your receipt after each transaction.
Effortless reloading: Top-up your physical gift card at any H&M store. Full Terms & Conditions
How to withdraw your cashback
Cashback is credited to your Gains balance instantly, as soon as the payment for your chosen gift card is confirmed. This is usually within 60 seconds. Cashback can be withdrawn to your bank once your Gains balance reaches £10. There is no maximum withdrawal cap and withdrawals are free of charge.
How to use the Gains App to get 8% cashback at H&M
1
Download Gains free
First, download the free Gains app from the App Store or Google Play Store.
2
Find H&M in offers
Once you’ve created your account, navigate the offers section and search for H&M
3
Tap ‘Get Cashback’
Find the H&M offer, tap ‘Get Cashback’ and purchase a gift card for your required amount
4
Shop & earn cashback
Complete your purchase as normal using your gift card instead of your debit card or Apple/Google Pay
Your cashback will appear in your Gains account instantly, and you can withdraw it to your bank account once you reach the minimum threshold of £10. It’s that easy to start saving money on your H&M purchases!
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Instant Cashback when you shop with H&M (Online and In-store)
Unlike other cashback offers and discount or voucher code websites, our cashback and discounts are guaranteed and you will have the cashback in your account within seconds. Not days, weeks, and months like most other discount and voucher code websites.
Millions of pounds each month is being spent through Gains with someone taking advantage of our discounts and receiving cashback every second. When you’re shopping Online and In-store at H&M, you can earn 8% cashback on qualifying purchases.
What our users say
Turn every H&M shop into cashback
H&M specialises in fashion‑forward clothing and accessories, committed to sustainability and inclusive design. Offering wardrobe essentials and seasonal statements, H&M caters to all ages and styles with ease.
Through our partnership with H&M, Gains users earn instant cashback on seasonal wardrobe staples. Whether browsing online or exploring in‑store racks, each style update rewards you.
Join thousands of Gains users who are already saving money on their H&M purchases. Download the Gains app today and start earning cashback on your next seasonal wardrobe staple purchase.
Frequently asked questions
Got questions? Here are the answers to help you get started with Gains.
Is Gains really free?
Yes! Gains is free to use to access personalised cashback offers, chat with your money, and create custom budgeting plans – with no hidden fees. We do have a premium subscription for extra budgeting tools, more AI usage, and more bank account connections – but these are extras, and not required to use the app. We also earn a small amount on gift card purchases.
How quickly do I receive my cashback?
Cashback is credited to your Gains balance instantly, as soon as the payment for your chosen gift card is confirmed. This is usually within 60 seconds.
How can I withdraw my cashback?
Your cashback can be withdrawn free of charge directly to your chosen bank account as soon as you have reached £10 in earned cashback. You can also use your cashback balance to pay for additional gift cards and make your money go further.
Why do I have to connect a bank account?
With a secure (read-only) bank account connection, Gains analyses your spending and finds you personalised cashback offers to save you the maximum amount per month based on where you’re already spending money. We also find all your recurring subscriptions you might have forgotten to cancel, and other useful features – but we need read-only access via open banking to help you with this.
Is Gains secure?
Gains connects to your accounts through industry standard Open Banking secure technology:
- Gains has the same high standards of security as your bank with 256-bit encryption and 2FA login
- Gains never sees or asks for your bank login details
- We’re registered with FCA agent status through TrueLayer.
What is Open Banking?
Through TrueLayer (our FCA-regulated provider), Gains can safely view your spending history to give you personalised money-saving insights, but we can never move or access your money. Open Banking is like Netflix seeing your watch history to recommend shows. They can see what you’ve watched to make suggestions, but they can’t control your TV. This read-only access lets us analyse your habits and suggest real savings opportunities, like spotting subscriptions you might have forgotten about or finding better deals on your regular purchases. If you’re ever uncomfortable with this, you can revoke Open Banking access at any time.
What devices and regions are supported?
We’re launching on both iOS and Android, and will initially support customers with a UK bank account and UK‑issued debit cards. Support for additional regions may be added in future releases. Join the waitlist to be notified when your device and region are supported.
Is there a minimum or maximum amount for gift‑card purchases or withdrawals?
Gift cards can generally be purchased in amounts from as little as £5 (depending on retailer) up to a higher limit set by the merchant. Cashback is credited instantly and can be withdrawn to your bank once your Gains balance reaches £10. There is no maximum withdrawal cap, and withdrawals are free of charge.
Do H&M gift cards expire?
H&M gift Cards are valid for 2 years from the date of the last activation or purchase.
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Join the Waitlist
Be the first to know when we launch and enter to win free shopping for a year!
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