We Make Your Life
Less Expensive
Gains app doesn’t just save you money – it helps you make more of it. On average Gains puts £502* a year back in your pocket.
Be the first to know when we launch and be entered into a draw to have your shopping paid for an entire year (plus tons of other amazing prizes!)
Smart insights
Cashback rewards
Budgeting goals
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Brought to you by Sammie Ellard-King – Money Content Creator of the Year 2024 (British Banking Awards)
Personalised insights based on your habits
Chat with ‘Dot’ – your financial best mate who helps you spot where you can get more from your money through money management and cashback offers
Smart budgeting tools to track your spending
Find out where your money actually goes and make the most of it through smart categorisation and goal tracking
Earn on average 7%* cashback on your everyday spending
Get personalised cashback offers on 200+ brands based on your spending and earn instant rewards with every purchase.
Instant cashback from all your favourite brands
See cashback in action
Follow the simple steps to start earning cashback

Step 1: Browse offers
Download Gains and discover cashback offers from your favourite brands

Step 2: Purchase gift card
Buy a gift card for your required amount through secure Open Banking payments

Step 3: Earn cashback
Get to earn instant cashback online or in-store and pay with your gift card
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Instant cashback in-store and online
Ready when you need it
Gains gives you access to the offers you need, when you need them, so you can save everywhere you shop
Frequently asked questions
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Is Gains really free? Are there any hidden fees?
Absolutely free with no hidden fees, monthly subscriptions, or premium tiers. We earn revenue through partnerships with brands, allowing us to pass the savings directly to you.
How quickly do I receive my cashback?
Absolutely free with no hidden fees, monthly subscriptions, or premium tiers. We earn revenue through partnerships with brands, allowing us to pass the savings directly to you.
Lorem ipsum dolor sit amet, consectetur adipiscing elit?
Absolutely free with no hidden fees, monthly subscriptions, or premium tiers. We earn revenue through partnerships with brands, allowing us to pass the savings directly to you.
Lorem ipsum dolor sit amet, consectetur adipiscing elit?
Absolutely free with no hidden fees, monthly subscriptions, or premium tiers. We earn revenue through partnerships with brands, allowing us to pass the savings directly to you.
Lorem ipsum dolor sit amet, consectetur adipiscing elit?
Absolutely free with no hidden fees, monthly subscriptions, or premium tiers. We earn revenue through partnerships with brands, allowing us to pass the savings directly to you.
Buy Securely
Quick and Secure Payments
Using industry standard Open Banking technology so you can earn rewards with confidence
- 01. Browse offers in the app
- 02. Buy a gift card for your required amount
- 03. Earn instant cashback
- 04. Earn instant cashback
- 05. Pay with the gift card as normal