Gains app

Home V2

Launching Autumn 2025
Launching Autumn 2025

We Make Your Life 
Less Expensive

Gains app doesn’t just save you money – it helps you make more of it. On average Gains puts £502* a year back in your pocket.

Be the first to know when we launch and be entered into a draw to have your shopping paid for an entire year (plus tons of other amazing prizes!)

Smart insights

Cashback rewards

Budgeting goals

Brought to you by Sammie Ellard-King – Money Content Creator of the Year 2024 (British Banking Awards)

Personalised insights based on your habits

Chat with ‘Dot’ – your financial best mate who helps you spot where you can get more from your money through money management and cashback offers

Smart budgeting tools to track your spending

Find out where your money actually goes and make the most of it through smart categorisation and goal tracking

Earn on average 7%* cashback on your 
everyday spending

Get personalised cashback offers on 200+ brands based on your spending and earn instant rewards with every purchase.

Instant cashback from all your favourite brands

See cashback in action

Follow the simple steps to start earning cashback

Step 1: Browse offers

Download Gains and discover cashback offers from your favourite brands

Step 2: Purchase gift card

Buy a gift card for your required amount through secure Open Banking payments

Step 3: Earn cashback

Get to earn instant cashback online or in-store and pay with your gift card

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How much could you earn? • Gains v2
Annual Cashback
£0

Instant cashback in-store and online

Ready when you need it

Gains gives you access to the offers you need, when you need them, so you can save everywhere you shop

Frequently asked questions

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Is Gains really free? Are there any hidden fees?

Absolutely free with no hidden fees, monthly subscriptions, or premium tiers. We earn revenue through partnerships with brands, allowing us to pass the savings directly to you.

Absolutely free with no hidden fees, monthly subscriptions, or premium tiers. We earn revenue through partnerships with brands, allowing us to pass the savings directly to you.

Absolutely free with no hidden fees, monthly subscriptions, or premium tiers. We earn revenue through partnerships with brands, allowing us to pass the savings directly to you.

Absolutely free with no hidden fees, monthly subscriptions, or premium tiers. We earn revenue through partnerships with brands, allowing us to pass the savings directly to you.

Absolutely free with no hidden fees, monthly subscriptions, or premium tiers. We earn revenue through partnerships with brands, allowing us to pass the savings directly to you.

Buy Securely

Quick and Secure Payments

Using industry standard Open Banking technology so you can earn rewards with confidence

Join the Waitlist

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Join the Waitlist

Be the first to know when we launch and be entered into a draw to have your shopping paid for an entire year (plus tons of other amazing prizes!)

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